Furthermore, according to the ranking, the Savings Bank owns 5 in the world in the ratio of «capital-to-assets» and 1 in the world in terms of return on assets (ROA) and return on equity (ROE). Ranking of The Banker magazine is formed under Basel Bank for International Settlements. The main criterion is the capital of the first level (authorized capital plus retained earnings). In May 2013 Sberbank took 70th place in the ranking of the most expensive brands BrandZ, compiled by Millward Vrown Optimor (MBO). In February 2013 in the ranking of the most expensive brands, published by consulting firm Brand Finance, a brand of the Savings Bank was still higher: Sberbank ranked number 63 in it. Cost Savings brand valued at 1416 billion U.S. dollars.