In a statement published on the website of the department on Friday, says that in such a tragic for many people in the affected regions moment it would be appropriate to credit institutions do not aggravate the situation of people in the flood zone.
Now, the Office notes, some banks require affected by the flood to repay the loan or pay fines for default. According to Russian law, the obligation to pay the loan may be terminated due to the inability to execute it due to circumstances for which neither party is responsible.
On the basis of article 415 of the Civil Code, banks could on its own initiative to announce the liquidation of the debt of borrowers affected by the floods in the Amur region, the Jewish Autonomous Region, in the Khabarovsk region and other regions.
In Rospotrebnadzor also expressed willingness to provide advice to the residents of the affected regions, which were in a difficult position.
President of the Association of Russian Banks Tosunyan has already responded to the invitation agency Gennady Onishchenko, said in an interview to «Rossiyskaya Gazeta» that lenders are likely to respond to the call of Epidemiology and will not penalize borrowers from the affected regions.
A similar situation was after the flood in Krymsk. Then, many banks went against borrowers reminded Tosunjan: they did not «choir», each credit institution acting on its own, but all the assistance rendered.
This, however, may not go for the release from all liability, and the fact that not wrap fines, other sanctions were not applied to debtors, said the head of the industry association.
Newsru.Com