Photo by press-service of the Far Eastern branch of the "Sberbank of Russia" In Khabarovsk, Far East was the second congress of real estate professionals.
The general partner of the Congress acted Far East Bank "Sberbank of Russia". The main purpose of the Congress is to promote the development of a civilized real estate market in the Far East and the people of the region to provide affordable housing.
As part of a plenary session of the Congress leaders of the Russian Guild of Realtors, six round tables, in which colleagues have had an opportunity to discuss the role of the real estate community and partner companies in providing housing for residents of the region, the development trend of building and development prospects of Khabarovsk.
The event was attended by members of the Management Board of the Russian Guild of Realtors, guild representatives from different regions, representatives of the government of Khabarovsk Krai, developers, legal and appraisal companies, as well as regional banks.
"Real estate business - one of the most socially significant, and our primary goal - increasing mass availability of housing for the population, - Said the President of the Russian Guild of Realtors Anna Lupashko. - Currently, the average price of housing in the Khabarovsk region is 76 thousand rubles per square meter and the main source of funds for the purchase of property for the Far East is a mortgage lending, which is showing steady growth. According to the results of 2012 the volume of mortgage lending in Russia exceeded the historical record of 1 trillion rubles in the Khabarovsk region at the beginning of the loan portfolio of 23 billion 512 million rubles - 25 position in the ranking of the top 30 regions of Russia. Also in the Khabarovsk Territory is one of the lowest rates of default on loans - only 1.7% in the second position and the position of the regions top 30. "
An important component in the development of the real estate market of the Russian Federation Anna Lupashko noted the signing in May 2012 of the historic agreement between Sberbank of Russia and the Russian Guild of Realtors will greatly simplify and optimize the procedure of the bank's cooperation with real estate agencies. Thus, following an agreement for cooperation with Sberbank can join all the real estate companies that are certified RGR (earlier for the start of cooperation was necessary to collect a special package of documents and go through a long procedure of inspection).
"The Far Eastern Savings Bank holds a leading position in the regional market of housing loans, - Said Deputy Managing the Khabarovsk branch of Far Eastern Bank OJSC" Sberbank of Russia "Natalia Popova. - Every month thousands of customers around here get financial support for various mortgage programs. Working closely with real estate companies carried out in different areas: the development of electronic documents, launch of joint training programs, the introduction of a system of information exchange and representation of mortgage products to customers of the Savings Bank of objects implemented by the guild.
Realizing its social significance in the country and mortgage market, Sberbank Russia improves maintenance and service. example, on March 1 reduced rates on the whole range of loan products, started a new campaign for concessional loan from the developer - this applies to new housing. Khabarovsk opened the first center for mortgage lending Savings Bank, working on the principle "one window". Together with our partners we provide a quality service to customers. All of this allows us to change the market for the better and to work professionally. "
According to the realtors themselves, the benefits of obtaining housing loans from Sberbank obvious: low interest rates, "long" term loan, the minimum down payment, no commission in obtaining credit, preferential credit terms for young families.