Queue twice a month in the accounting of the enterprise

Queue twice a month in the accounting of the enterprise almost everywhere leave in the past - today the overwhelming majority of workers involved in the Bank payroll projects and get their belongings to work on a plastic card. Let us not count dignity of non - cash settlements are lots of them. But there are some disadvantages and the main disadvantage of plastic financiers called the pervasive ignorance of our citizens rules for the treatment of the issuing Bank, that is the institution with which they are issued. Спохватываемся, as a rule, in case of theft of money from the «electronic wallet». - I have disappeared, the money from my salary cards", - complains «In the» affected client is one of the well-known banks Elena Yevseyeva. - In the beginning of summer, June 3 on the map was 10500 rubles, take all the money I was not removed 3500 rubles. After a week, 11 June, came for the remaining funds, and found that I have listed just a thousand rubles. Somewhere share 6 thousand. What to do now and how could this happen? The case of Elena is far from isolated. Indeed, it happens that the ATM screen shows not the amount of money you expect to see. But do not despair. The first is to visit the office of your Bank. - As soon as an incident, you need to block the card, contact the office of your partner Bank either do this remotely - call on hot number, - the expert explains, head of the press centre of the far-Eastern Bank of Sberbank of Russia Jan Terekhova. - However in the office to go still have to write a statement that the funds were taken without the consent of the owner of the card. Further, employees of financial institution will conduct an official investigation. By the way, the statement with a list of transactions can request and you. Transactions on your card, cash operations, which were carried out from your account. This statement will get the answer to the sacramental question: «Where did the money go?». The last feature is the posting, which you have lost money. Further, if the incident really took place and your card scammers took advantage of, the Bank is obliged to return the money to you. Internal investigation of the Bank lasts 5-45 days depending on each specific case, however, as a rule, cases are rather quickly. To protect themselves from such situations, specialists advise to connect «Mobile Bank»service, then the log of all operations on your card will be sent to your mobile phone and you can instantly react to the situation. Next - get a personal account on the website of the Bank and as often as you can change your passwords. Also, no one can pass card pin code, write it on the plastic or in the passport, as love do our citizens. Seemingly simple rules, and in fact many ignore them. By the way, no difference in terms of protection between the cards Visa Electron, Maestro no. - It is безалаберное attitude to plastic cards is the reason for the different proceedings, - continues Yana Terekhova. In 70 percent of cases the man himself withdrew money and forget about it, in 25 percent of the card are the closest relatives. Only the remaining 5 percent - the machinations of the Scam. So, finding the missing, strangely enough, not run to the Bank or the police, and home and spend a thorough talk with their pet. It often happens that adult children make the purchase secretly and expect that senior shouldn't notice, and then report to the money on the account. But banking regulations prohibit transfer your credit card to third persons, to which banks unambiguously relate and your family members. If a statement about the loss of money from the card will serve as grounds for institution of a criminal case, then your family will be his helpers. Explain it to them and just say that then you will not help. - If you are sure that the disappearance of money from the card was in the hands not of your family, you go to the police, " says the Chairman of NP «League of financial institutions,» Alexander Ivashkin. - Management (Department for combating economic crime (economic crimes, economic crimes) you will listen and adopt a statement about the theft. If you do not agree with the result of an investigation of the Bank, should turn to the court. Hire a good lawyer. Without a lawyer, you quickly to crush its reputation of the Bank's specialists who know their kitchen. Sadly, if it came to court, but небезвыходно. Of course, there is a chance that everything will be decided in your favor at the stage of banking investigation. Yes and the police lacking professionals who can catch your abusers. So have patience, effort and be ready to stand for the truth and money. Even if the missing amount someone seem paltry.

Kateryna Matveeva, RIA «VladNews»